Please call for immediate service for Massachusetts
& New Hampshire Home Owners Insurance.
Ask how we can save you up to an addition 15% off your premium.
Be sure to ask about a Personal Umbrella Policy.
(978) 373-5550
Home owners insurance Q&A
Q) My home was just appraised for $500,000, why is my insurance
coverage only $300,000.
A) Your home owners' policy only covers the replacement of your
house. Land does not need coverage as it is not destroyed during a loss
event (fire, hurricane, etc.).
Q) What needs to be scheduled on my Home Owners' Insurance for
proper coverage?
A) This depends on server factors. As general rule
the following should be discuss with your agent:
- Antiques
- Stamp & Coin Collections
- Jewelry, usually over $1000 in value
- Guns
- Fine Arts
- Furs
- Special collections (Hummels, Fine Crystal, memorabilia, etc)
Q) How can I prove what items I have in my home if anything
every happens?
A) We recommend that you video tape the contents of your home.
It is important to store a copy of that tape off site.
Q) What does the Identity Theft endorsement cover?
A) This covers the cost (up to the policy limit) of repairing
your credit and a good name. It doesn't cover the actual fraudulent debt. Q) Is flood covered on my policy?
A) No, flood insurance is separate from a home owners' policy.
Although, some water damage is covered under your home owners' policy.
Please call for details.
Q) Is it important that I let my insurance company know when I
refinance my house?
A) YES! Finance companies require proof of insurance & we their
address on-file. Also, if a claim is filed, the check will be in your old
finance companies name and un-cashable.
We provide all of your insurance needs: Our licensed, professional staff has over 30 years of experience and is
known to provide excellent service by working directly with you to secure the coverage
required to meet your current needs. As for the future, we work hard at anticipating
our customer's needs and will continue to offer competitive solutions to meet your
ever-changing requirements. At Andrews Insurance, we will continually search for
the best combination of insurance coverage and price and offer real value to our
customers. We are licensed in all of the above services.
Located in Groveland, Massachusetts Andrews Insurance Agency is an Independent
Insurance Agent and has been providing the full range of insurance services for
Georgetown,
Groveland,
Newburyport,
Boxford,
West Newbury,
Salisbury,
Byfield,
Haverhill,
and other local towns in Massachusetts
and New Hampshire since 1985. We can help you via Phone, Fax, or mail.
Distance isn't an issue, enjoy our home like friendly service.
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